280. 物的損害
物的損害は、交通事故によって車両、道路設備、その他の財産へ生じる損傷です。傷やへこみなど軽微なものから、安全に走れないほど重大なものまであります。物損事故後は現場を安全にし、必要情報を交換し、状況を記録し、必要なら保険会社へ連絡します。灯火、タイヤ、操舵、ブレーキ、窓など安全関連部品の損傷で走行が危険な場合は運転を続けてはいけません。
What is material damage in a traffic accident?
Material damage is damage to vehicles, road infrastructure, buildings or other property without bodily injury.
What should you do after an accident with only material damage?
Make the scene safe, exchange the required details, record the damage and circumstances and follow the applicable insurance and reporting rules.
Should you take photos of accident damage?
Yes. Photos of the vehicles, damage, road position, signs and surrounding area can help document what happened and support an insurance claim.
Can you continue driving a damaged vehicle?
Only if the vehicle remains safe and roadworthy. Do not continue driving if the damage affects steering, brakes, tyres, lights, visibility or another safety-critical component.
Should damage be reported to the insurer?
Usually, yes. Insurance policies commonly require an accident or claim to be reported as soon as possible. The exact procedure and deadline depend on the country and policy.
What if you damage property and the owner is not present?
You should follow local rules for identifying yourself and reporting the damage. Leaving without providing the required information can lead to legal consequences.

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