162. 自動車保険
自動車保険は、自動車の所有・使用に伴うリスクへ経済的な補償を提供します。契約内容により、他人への傷害・損害に対する賠償責任、被保険車両の損傷、盗難などを補償します。
法律で必要な最低保険は国によって異なります。衝突、総合補償、盗難、火災、ロードサービスなど、義務的最低限を超える補償を追加購入できる場合があります。
What does car insurance cover?
Coverage depends on the policy. Liability insurance generally covers injury or damage caused to other people, while optional forms of insurance may also cover damage to the insured vehicle, theft, fire or other risks.
Is car insurance compulsory?
Many countries require at least a minimum level of motor liability insurance before a vehicle may be used on public roads. The exact requirements and exemptions depend on national law.
What is the difference between liability and comprehensive insurance?
Liability insurance primarily covers damage or injury for which the insured driver is legally responsible toward others. Comprehensive or similar optional cover can also protect the insured vehicle against risks such as theft, fire, vandalism or accidental damage, depending on the policy.

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