Support us

Car insuranceUkraine

Learn traffic rules with clear explanations and visual examples in our illustrated book, designed to make studying simple and engaging.

Traffic signs
Traffic rules
Ukraine

94. Car insurance

Car insurance is financial protection for risks associated with owning or using a motor vehicle. Depending on the policy, it can cover liability for injury or damage caused to other people, as well as damage to, theft of or other losses involving the insured vehicle.

The minimum insurance required by law varies between countries. Drivers can often purchase additional cover beyond the compulsory minimum, such as collision, comprehensive, theft, fire or roadside-assistance protection.

Car insurance
Damaged car after a traffic collision.
Wikimedia.org • Charles Edward Miller • CC BY-SA
What does car insurance cover?

Coverage depends on the policy. Liability insurance generally covers injury or damage caused to other people, while optional forms of insurance may also cover damage to the insured vehicle, theft, fire or other risks.

Is car insurance compulsory?

Many countries require at least a minimum level of motor liability insurance before a vehicle may be used on public roads. The exact requirements and exemptions depend on national law.

What is the difference between liability and comprehensive insurance?

Liability insurance primarily covers damage or injury for which the insured driver is legally responsible toward others. Comprehensive or similar optional cover can also protect the insured vehicle against risks such as theft, fire, vandalism or accidental damage, depending on the policy.

1 Ukraine 2 Speed limit 3 Bike path 4 Bus stop 5 Give way 6 Roundabout 7 Pedestrian crossing 8 Railway crossing 9 Mandatory direction 10 School area 11 Slippery road 12 Wrong-way driving 13 Priority at the next junction 14 Traffic lights 15 Pedestrian underpass 16 Parking 17 No stopping 18 Reversing 19 City limit 20 Licence plate 21 Dangers 22 Bus 23 Police 24 Ambulance 25 Pothole 26 Path 27 Particulates 28 Air pollution 29 Rush hour 30 Road code 31 Street gutter 32 Cargo bike 33 Forestry vehicle 34 Construction vehicle 35 Semi-trailer truck 36 Trolleybus 37 Speed pedelec 38 Delivery vehicle 39 Idling 40 Tow truck 41 Four-wheel drive 42 Bicycle 43 Motorcycle equipment 44 Rail track 45 Caravan 46 Trailer 47 Tow hitch 48 Fire truck 49 Siren 50 Convoy 51 Emergency vehicle lighting 52 Agricultural machinery 53 Electric bicycle 54 Electric vehicle 55 Pedelec 56 Quadricycle 57 Microcar 58 All-terrain vehicle 59 Van 60 Recreational vehicle 61 Scooter 62 Trikke 63 Personal mobility device 64 Skateboard 65 Segway 66 Kick scooter 67 Roller skates 68 Mailman 69 Hitchhiker 70 Toddler 71 Child 72 Disability 73 Motorail 74 km/h 75 mph 76 Speedometer 77 Ride height 78 Dirt road 79 Driving 80 Start-stop system 81 Manual transmission 82 Automatic transmission 83 Throttle 84 Tachometer 85 Steering wheel 86 Power steering 87 Visual scanning 88 Mirror 89 Fuel 90 Fuel gauge 91 Petrol 92 Diesel 93 Diesel exhaust fluid 94 Car insurance 95 First aid kit 96 Fire extinguisher 97 High-visibility clothing 98 First aid 99 Concrete step barrier 100 Barriers ...